Effectiveness of Fintech-Based Sharia Cooperative Development in the New Normal Era : Interpretative Structural Model Approach
Keywords:
slamic Cooperatives; Islamic Microfinance Institutions;Interpretative Structural Modelling(ISM)
Abstract
In the Covid Pandemic 19, sharia cooperatives must be a solution for the welfare of their members and the UMKM that they support so that they can move up in class, but how if it is difficult to access, therefore sharia cooperatives must be digital-based and include collaborating with fintech. This study tries to answer the problems that occur, strategies, and stakeholders involved in the development of Islamic cooperatives in collaboration with sharia fintech in Indonesia using the Interpretive Structural Model (ISM) approach. The core problem faced in developing sharia cooperatives in collaboration with sharia fintech is the lack of education and promotion of Islamic financial institutions collaboration, especially in sharia cooperatives with sharia fintech (E9), which initially became competitors to financial institutions because they were very flexible and fast and have become OJK's instructions that fintech must collaborate with financial institutions including sharia ones. Furthermore, it can be suggested for legislators, actors and drafter to constantly monitor and improve the process in the context of the progress and welfare of cooperatives and SMEs in Indonesia.
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References
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[18]. Ichsan, R. N. (2019). Kepemimpinan, Komunikasi Dan Efektivitas Kerja Pegawai Pemerintah Kota Lhokseumawe. JUMANT, 11(1), 13-18.
[19]. Gaol, J.L., Ichsan, R.N., Hutabarat, L., The effect of working atmosphereand discipline towardemployee work productivityinpt. Duta margalestarindomedan, Journal of Advanced Research in Dynamical and Control Systems (2020), Pages:554-564. https://www.jardcs.org/abstract.php?id=4882
[2]. Nasution, L., Anom, S., & Karim, A. (2020). Pengaruh Program Sapta Pesona Dan Fasilitas Terhadap tingkat Kunjungan Objek Wisata T-Gardendi Kecamatan Deli Tua Kabupaten Deli Serdang. Jurnal Darma Agung, 28(2), 211-230.
[3]. Purba, N., Arfanti, Y., Nasution, L., & Fitriani, R. (2020). Sosialisasi Kewirausahaan Dengan Budaya Malu Untuk Pencegahan Korupsi Di Desa Bandar Sono KapupatenBatubara. AMALIAH: JURNAL PENGABDIAN KEPADA MASYARAKAT, 4(1), 79-84.
[4]. Fikri, M. H., & Nasution, L. (2018). Pengaruh Kepemimpinan Kepala Sekolah terhadap Efektivitas Sekolah di SMA Negeri 2 Medan. Jurnal Penelitian Pendidikan Sosial Humaniora, 3(2), 389-395.
[5]. Yusuf, Mohammad, and Reza Nurul Ichsan. "Analisis Efektifitas Penggunaan Cadangan Devisa, Utang Luar Negeri dan Ekspor Terhadap Stabilitas Nilai Tukar." JURNAL PENELITIAN PENDIDIKAN SOSIAL HUMANIORA 4.2 (2019): 544-561.
[6]. Ichsan, R. N. (2019). Kepemimpinan, Komunikasi Dan Efektivitas Kerja Pegawai Pemerintah Kota Lhokseumawe. JUMANT, 11(1), 13-18.
[7]. Gaol, J.L., Ichsan, R.N., Hutabarat, L., The effect of working atmosphereand discipline towardemployee work productivityinpt. Duta margalestarindomedan, Journal of Advanced Research in Dynamical and Control Systems (2020), Pages:554-564. https://www.jardcs.org/abstract.php?id=4882
[8]. Nasution, L., & Rapono, M. (2018). Strategi Dalam Menghadapi Persaingan Perguruan Tinggi Di Propinsi Sumatera Utara Melalui Analisis SWOT (Studi Kasus UMN Al Washliyah Medan). JKBM (JURNAL KONSEP BISNIS DAN MANAJEMEN), 5(1), 9-24.
[9]. Nasution, L., & Putra, M. G. (2018). Pengaruh Bauran Pemasaran dan Kualitas Pelayanan dalam Meningkatkan Loyalitas Mahasiswa Program Studi Manajemen Fakultas Ekonomi UMN Al Washliyah Medan. Jurnal Penelitian Pendidikan Sosial Humaniora, 2(2), 212-219.
[10]. Nasution, L., Fikri, M. H., & Rapono, M. (2018, April). Penyuluhan Moderenisasi Pembelajaran Berbasis Teknologi Informasi Dan Komunikasi Di SDN 101808 Desa Candirejo Kecamatan Biru-Biru Kab. Deli Serdang. In Prosiding Seminar Nasional Hasil Pengabdian (Vol. 1, No. 1, pp. 165-175).
[11]. Nasution, L. Improving Quality Of Education Through Standards Educational And Aducational Personnel of SMA Unggulan CT Foundation. EducanduM, 10(2).
[12]. Nasution, L., Sagala, S., & Daryanto, E. Kebijakan Kepala Sekolah Sebagai Supervisor Dalam Pengembangan Staf dan Kurikulum Di SMA Negeri 2 Medan. EducanduM, 11(2).
[13]. Nasution, L., Reza Nurul Ichsan, Mega Arisia Dewi, Buyung Perdana Surya, Efriyani Sumastuti, 2020.Emerging Supply and Demand as a Mix of Social, Economic, and Psychological Factors, Journal of critical reviews JCR.2020; 7 (17) : 421-424.http://www.jcreview.com/?mno=19953
[14]. Reza Nurul Ichsan, E Surianta, L Nasution, 2020. Pengaruh Disiplin Kerja Terhadap Kinerja Pegawai Negeri Sipil (PNS) Dilingkungan Ajudan Jenderal Daerah Militer (AJENDAM) –I Bukit Barisan Medan, Jurnal Darma Agung 28(2), 187-210.
[15]. Ichsan, R. N., & Nasution, L. (2019, September). Pengaruh Persepsi Kemudahan Penggunaan Dan Persepsi Daya Guna Terhadap Minat Nasabah Menggunakan Mandiri Online Pada PT. Bank Mandiri (Persero) KCP Gatot Subroto 2. In Prosiding Seminar Nasional Hasil Penelitian (Vol. 2, No. 2, pp. 1128-1136).
[16]. Nasution, L. and Choiriyah, S. and Rahmat, A. and Alam, H. and Salam. Utilization of data mining in the processing of average values of high school level national examination at the department of natural sciences in Indonesia. Journal of Advanced Research in Dynamical and Control Systems. 2020. volume 12. Number 6. Pages 2090-2096. https://www.jardcs.org/abstract.php?id=5244
[17]. Yusuf, Mohammad, and Reza Nurul Ichsan. Analisis Efektifitas Penggunaan Cadangan Devisa, Utang Luar Negeri dan Ekspor Terhadap Stabilitas Nilai Tukar. JURNAL PENELITIAN PENDIDIKAN SOSIAL HUMANIORA 4.2 (2019): 544-561.
[18]. Ichsan, R. N. (2019). Kepemimpinan, Komunikasi Dan Efektivitas Kerja Pegawai Pemerintah Kota Lhokseumawe. JUMANT, 11(1), 13-18.
[19]. Gaol, J.L., Ichsan, R.N., Hutabarat, L., The effect of working atmosphereand discipline towardemployee work productivityinpt. Duta margalestarindomedan, Journal of Advanced Research in Dynamical and Control Systems (2020), Pages:554-564. https://www.jardcs.org/abstract.php?id=4882
Published
2021-01-27
How to Cite
Elida Elfi Barus, M.Yasir Nasution, & Andri Soemitra. (2021). Effectiveness of Fintech-Based Sharia Cooperative Development in the New Normal Era : Interpretative Structural Model Approach. International Journal of Science, Technology & Management, 2(1), 120-126. https://doi.org/10.46729/ijstm.v2i1.164
Section
Articles
