Cahyo Dananto D, Djunita Pasaribu R. The Influence Of Digital Transformation Culture On Collection Unit Performance Through Digital Technology (Case Study : Non-Bank Financial Institutions). IJSTM [Internet]. 2025 May 21 [cited 2026 Feb. 12];6(3):413-21. Available from: https://ijstm.inarah.co.id/index.php/ijstm/article/view/1252