Putri Iskandar, Olivia, and Erlina Puspitaloka Mahadewi. “The Effect of Social Influence Mediated Intention to Use on Actual Usage of Mobile Banking”. International Journal of Science, Technology & Management 6, no. 5 (September 30, 2025): 1019–1024. Accessed February 12, 2026. https://ijstm.inarah.co.id/index.php/ijstm/article/view/1356.