Dwi Hernanik, N., and H. Pratikto. “Religiusity And Bank Products And Their Relationship With Decision Making In Micro Small Medium Business Funding In Pt Bank Muamalat Indonesia”. International Journal of Science, Technology & Management, Vol. 3, no. 4, July 2022, pp. 1202-10, doi:10.46729/ijstm.v3i4.532.