KURNIASARI, F.; KURNIASARI, F. .; ABUBAKAR, A. . The Effect Of Financial Capability, Technology Usage And Prior Bank Experience Into Millenial Online Shopping Behavior. International Journal of Science, Technology & Management, [S. l.], v. 4, n. 5, p. 1125–1131, 2023. DOI: 10.46729/ijstm.v4i5.917. Disponível em: https://ijstm.inarah.co.id/index.php/ijstm/article/view/917. Acesso em: 24 dec. 2025.