NYOMAN WINATA, I. Analysis Leverage to Anticipate The Risk of Financial The National Life Insurance Company. International Journal of Science, Technology & Management, [S. l.], v. 4, n. 1, p. 305–314, 2023. DOI: 10.46729/ijstm.v4i1.757. Disponível em: https://ijstm.inarah.co.id/index.php/ijstm/article/view/757. Acesso em: 8 feb. 2026.