DWI HERNANIK, N. .; PRATIKTO, H. . Religiusity And Bank Products And Their Relationship With Decision Making In Micro Small Medium Business Funding In Pt Bank Muamalat Indonesia. International Journal of Science, Technology & Management, [S. l.], v. 3, n. 4, p. 1202–1210, 2022. DOI: 10.46729/ijstm.v3i4.532. Disponível em: https://ijstm.inarah.co.id/index.php/ijstm/article/view/532. Acesso em: 24 dec. 2025.