MARDAH, Siti; HARNIDA, Muthia; SANTI, Apriya; FATHURROHMAN, Fathurrohman; PRATIWI.A, Nida. Assessing the Impact of Competency and Intellectual Capital on MSMEs’ Performance: Insights from Banjarmasin City. International Journal of Science, Technology & Management, [S. l.], v. 6, n. 3, p. 430–435, 2025. DOI: 10.46729/ijstm.v6i3.1311. Disponível em: https://ijstm.inarah.co.id/index.php/ijstm/article/view/1311. Acesso em: 12 feb. 2026.