MARDAH, S. .; HARNIDA, M. .; SANTI, A. .; FATHURROHMAN, F.; PRATIWI.A, N. . Assessing the Impact of Competency and Intellectual Capital on MSMEs’ Performance: Insights from Banjarmasin City. International Journal of Science, Technology & Management, [S. l.], v. 6, n. 3, p. 430–435, 2025. DOI: 10.46729/ijstm.v6i3.1311. Disponível em: https://ijstm.inarah.co.id/index.php/ijstm/article/view/1311. Acesso em: 24 dec. 2025.